Your healthYour health

A full life means health and time spend with your loved ones.

Take advantage now of quality health care services provided by the best health professionals, new generation diagnosis methods and procedures in private clinics and hospitals in Romania. Say NO to waiting rooms and uncertainty!

The private insurance for your health is a good option for you to take advantage of health care services in the private system and to protect your health at any time.

Features

Insured

any person aged between 18 and 75 years (SmartMed, EssentialMed, BasicMed packages);any person aged 60 to 75 years (SeniorMed package); any child aged 0 to 18 years (Junior Med package)

Insurance period

1 year, with possibility of renewal

Payment of insurance premiums

yearly, half-yearly, quarterly or monthly

What does the insurance get you

Health care services – general and specialty consults, lab tests, biochemistry and haematology, imaging, radiology; a diversity of services provided at the clinic; indemnities for hospitalisation and surgeries

Packages of health care services available

BasicMed, EssentialMed, SmartMed (packages including health care services adapted to any budget), SeniorMed (package intended for and adapted to the needs of pensioners),  JuniorMed (package dedicated to the medical needs of children)

 

Advantages and benefits

  • You can access this insurance regardless of your health state;
  • You have access to a national network of over 160 clinics and private medical practices;
  • Optimal administration of the medical act;
  • The reimbursement of the medical services provided to you is made directly between BCR Asigurari de Viata Vienna Insurance Group and the service provider;
  • You can use an application for smart phones and Apple tablets with IOS to access information on your health insurance and medical network from anywhere and at any time;
  • For the loyal customers of BCR who receive their salary or pension in their BCR current accounts the price of the package is reduced by 10%;
  • If you choose to pay the insurance premium annually, you benefit from an additional 5% discount from the price of the chosen package;
  • Guarantee of safety and quality of the medical act;
  • The comfort of health care services provided in well-organised private institutions, always there for you;
  • You save time, as you can schedule an appointment for the health care services you need by a simple phone call to a dedicated number.

Tips & tricks

How to protect your health at all times

  • Review your needs for health care services, taking into account your age and health state;
  • See if time is important to you: in the private health system you can make appointments for your medical visits, while in the public system you will waste a lot of time just waiting;
  • Choose a private health insurance that will make available to you a network of clinics, hospitals and practices close to the area you live in;
  • Choose an insurance that will allow you to take advantage of its services regardless of your state of health;
  • It is very important that you have access to the best specialists in famous clinics. Make sure your private health insurance gives you this advantage.

Get information for free!

Your BCR Asigurari de Viata VIG insurance advisor may provide you with a free analysis of your needs so that you may make the best decision for you.

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