Employee Benefits

The insurance offers financial protection to employees in case of:

• Death due to any cause and/or accident;
• Partial / total invalidity, following an accident;
• Temporary incapacity of work, following an accident;
• Hospitalization due to any cause or following an accident;
• Convalescence following hospitalization;
• Surgical interventions due to any cause or following an accident;
• Serious illness (cancer, miocardic heart attack, kidney insufficiency, transplant of organs etc.).

The insurance may enclose Saving Plans – additional incomes for employees

The provided protection is:

• permanent 24/ 24h, 7 days/7 anywhere on the territory of Romania or outside the country;
• for all the members of the team (with employment contract / collaboration contract, Romanian / foreign citizens, part-time/ full-time).

• Without individual underwriting  – group members are included in the insurance without medical requirements, which is difficult to access in case of individual life insurances;
• Short-term contract: 1 year;
• The payment of the insurance premium may be annual or echeloned;
• Access to  high quality services that protect the clients’ interest;
• The insurance package may be customized according to the company’s needs;
• The insurance is adapted to the staff dynamics of the company: 
  • it offers the possibility to change /replace the persons included in the insured group during the execution of the contract, according to the amendments of the company’s staff structure;
  • the insurance indemnities for the employees included in the insured group may increase during the insurance contract. 
• Special package for top management - Key Persons Insurance;
• Comfort and money saving and time in administration;
• Safety and trust.

Your BCR Asigurari de Viata VIG insurance advisor may provide you with a free analysis of your needs so that you may make the best decision for you.