Private health insurance for companies

The insurance offers the employees:

• Specialized initial and control consulting: 24 / insurance year;
• Laboratory tests: 1 standard set /year;
• Biochemistry and hematology tests: 15% discount;
• Imaging –2D and 3D ultrasound:  2/insurance year;
• Radiography: 2/year;
• Medical services: MRI or CT: 20% discount;
• Medical services performed in medical offices (electrical cauterization, echocardiography, holter, laser interventions, endoscopy, colonoscopy, EEG, colposcopy etc.) 15% discount;
• Any medical services carried out in the agreed network: 15% discount;
• Indemnity for hospitalization, in MedLife hospitals: RON 300 /day, maximum 3 days/year;
• Surgical intervention in MedLife hospitals: annual limit RON 3,000;
• Optionally, medical examinations of labor medicine may also be included, according to the laws in force;

• Fiscal facilities for the employer – fiscal deductions within the limit of EUR 250 /year/employee;
• Immediate access to the medical services offered;
• 021.9646 - Call Center 24 hours/24, 7 days/ 7, where a consultant is at the insured person’s service with all the information regarding:
  • the medical services included in the insurance;
  • the agreed health care providers – addresses, working schedule, doctors, phone numbers;
  • the network of hospitals, hyper-clinics, MedLife clinics and other 150 clinics agreed at the national level;
• Without medical underwriting;
• Contract with the duration of 1 year;
• Flexibility: the payment of the insurance premium may be annual or echeloned. As regards the annual payment of the insurance premium, a discount of 5% is offered;
• The management of the entire medical process is in the charge of BCR Asigurari de Viata VIG and MedLife together with the specialized staff of the partner clinics of the entire country;
• Simple, rapid and comfortable access to high quality health care services, to high performance medical equipments and technologies, based on the insured card, via MedLife and via the national network of agreed clinics;
• Access to modern medical equipments and procedures, medical services at high standards;
• Comfort and time-saving, by covering medical services at the national level without requiring the family doctor’s referral;
• Efficiency in health treatment;
• Guarantee and security of services of an entire performant and dedicated medical system;
• Security and trust.

Your BCR Asigurari de Viata VIG insurance counselor may provide you with a free analysis of your needs so that you may make the best decision for you.