Voluntary health insurance

The insurance offers your employees:

• Primary and preventive nursing;
• Nursing in clinical, paraclinical specialized ambulatory and stomatology;
• Paraclinical investigations;
• High performance investigations;
• Lab tests;
• Diagnosis and therapeutic labor per specialisations;
• Hospital nursing in high hotel conditions;
• Indemnities for hospitalisation in private or State system;
• Emergency nursing and emergency medical transport;
• Rehabilitation and physiotherapy nursing;
• Home care nursing, administration of medicine and medical devices;
• Optionally, the medical examinations of labor medicine may be included, according to the laws in force.

Special package for top management - health insurance with access to medical services in Europe, including Romania.

• Fiscal facilities for employer – fiscal deductibility according to the current Romania legislation;
• 10% discount for health care services for the insured’s dependents;
• Immediate access to the provided services;
• 021.9299 - Call Center 24 hours /24, 7 days/7, where a medical consultant is at the insured’s service with all the information concerning:
  • the health care services included in the insurance;
  • the programming of the health care services;
  • the agreed health care service providers – addresses, working schedule, doctors, telephone;
  • access to the emergency medical phone line;
  • transfer to medical staff for medical counselling by phone;
• Network of over 500 private and State-owned clinics and hospitals at the national level;
• Without medical underwriting;
• Contract with the duration of 3 years;
• Flexibility of payment: the payment of the insurance premium may be annual or echeloned;
• The management of the entire medical process is in the charge of BCR Asigurari de Viata VIG and Medical Occupational together with the specialized staff of the partner clinics throughout the country;
• Easy, rapid and comfortable access to high-quality health care services, to high performance medical equipments and technologies;
• The treatments covered by the insurance will be paid by BCR Asigurari de Viata VIG directly to the agreed clinic, without involving costs incurred by the insured;
• Access to modern medical equipments and procedures, health care services at high standards;
• Comfort and time saving by the coverage of health care services at the national and international level without requiring the family doctor’s referral;
• Efficiency in health treatment;
• Guarantee and security of services of an entire performant and dedicated medical system;
• Safety and trust.

Your BCR Asigurari de Viata VIG insurance advisor may provide you with a free analysis of your needs so that you may make the best decision for you.