Private health insurance for companies

• Fiscal facilities for employer
• MedLife and partners network available to your employees
• Efficiency in health care
• 5% discount for annual payment of the insurance premium
• Our counselors can give detailed information

Features

The insurance offers the employees:

• Specialized initial and control consulting: 24 / insurance year;
• Laboratory tests: 1 standard set /year;
• Biochemistry and hematology tests: 15% discount;
• Imaging –2D and 3D ultrasound:  2/insurance year;
• Radiography: 2/year;
• Medical services: MRI or CT: 20% discount;
• Medical services performed in medical offices (electrical cauterization, echocardiography, Holter, laser interventions, endoscopy, colonoscopy, EEG, colposcopy etc.) 15% discount;
• Any medical services carried out in the agreed network: 15% discount;
• Indemnity for hospitalization, in MedLife hospitals: RON 300 /day, maximum 3 days/year;
• Surgical intervention in MedLife hospitals: annual limit RON 3,000;
• Optionally, medical examinations of labor medicine may also be included, according to the laws in force.

Benefits

• Fiscal facilities for the employer – fiscal deductions within the limit of EUR 250 /year/employee, according to the legislation;
• Immediate access to the medical services offered;
• 021.9646 - Call Center 24 hours/24, 7 days/ 7, where a consultant is at the insured person’s service with all the information regarding :
• the medical services included in the insurance;
• the agreed health care providers – addresses, working schedule, doctors, phone numbers;
• the network of hospitals, hyper-clinics, MedLife clinics and other 150 clinics agreed at the national level.
• Without medical underwriting;
• Contract with the duration of 1 year;
• Flexibility: the payment of the insurance premium may be annual or phased. As regards the annual payment of the insurance premium, a discount of 5% is offered;
• The management of the entire medical process is in the charge of BCR Asigurari de Viata VIG and MedLife together with the specialized staff of the partner clinics of the entire country;
• Simple, rapid and comfortable access to high quality health care services, to high performance medical equipments and technologies, based on the insured card, via MedLife and via the national network of agreed clinics;
• Access to modern medical equipments and procedures, medical services at high standards;
• Comfort and time-saving, by covering medical services at the national level without requiring the family doctor’s referral;
• Efficiency in health treatment;
• Guarantee and security of services of an entire performant and dedicated medical system;
• Security and trust.

FAQ

What is the Private Health Insurance for companies?

It is an insurance which enables employees to get access to medical services at international standards, to the most advanced diagnostic and treatment methods and procedures performed in the private clinics and hospitals of MedLife and its partners.

Is this insurance suitable for our company?

Yes, due to the fact that:

• It is fiscally deductible within the limit of Euro 250 /year/employee
• It is an efficient solution of HR management
• Increases employees loyalty
• Provides simple, fast and easy access of employees to high quality medical services and to high performance medical equipment and technologies

Why is this insurance attractive?

• for the employer:
• fiscal facilities for the employer – fiscal deductibility within the limit of Euro 250 euro/year/employee, according to the legislation;
• no medical underwriting – group members are included in the insurance without any medical requirements and regardless of their health condition at the time the insurance is concluded;
• the payment of the insurance premium can be made yearly or in phased. For the annual payment of the insurance premium we offer a discount of 5%.
• for the employees:

The health insurance provides:

1. preventive medical services for early discovery of diseases or of the risk factor for certain diseases;
2. curative medical services;
3. allowance for hospitalization in MedLife hospitals;
4. allowance for surgical intervention in Medlife hospitals.

Which is the duration of the insurance?

The insurance contract is concluded for one year.

I have several employees diagnosed with severe illness, can they benefit from a health insurance?

The conclusion of the health insurance does not require medical evaluation. It can be accessed by anyone, no matter their health condition.

How does the health insurance work?

1. Analyze together with the BCR advisor the health insurance package;
2. Settle the number of insured employees for whom you want to conclude the health insurance;
3. Conclude the insurance policy;
4. Your employees' health is protected 24 hours/24, 7 days / 7.

MedLife Network

Medlife is the market leader of medical services with the highest national network of hyperclinics and hospitals in Romania: 6 hospitals in Bucharest, Arad and Brasov, 9 hyperclinics, 8 centers of excellency, 8 laboratories and 26 mobile teams. Add to these the local partnerships developed in each county, with various clinics and offices, summing a network of over 100 local partners. Medlife covers all medical and surgical specialties.

Medlife acivity is definited by the safety of medical care, safe and fast diagnostics due to massive investments in the latest medical technology and to international quality accreditation.

Medlife Network is available 24 hours/24 day, 7 days / 7 by calling the call center number 021.9646 for scheduling medical services included in the health insurance.