Voluntary health insurancee

• Fiscal facilities for employers
• Insurance adapted to the personnel dynamic of the company
• More than 500 private and state clinics and hospitals  
• Special package for top management
• Our counselors can provide you with detailed information

Features

The insurance offers your employees:

• Primary and preventive nursing
• Nursing in clinical, paraclinical specialized ambulatory and stomatology
• Paraclinical investigations
• High performance investigations
• Lab tests
• Diagnosis and therapeutic labor per specialisations
• Hospital nursing in high hotel conditions
• Indemnities for hospitalisation in private or State system
• Emergency nursing and emergency medical transport
• Rehabilitation and physiotherapy nursing
• Home care nursing, administration of medicine and medical devices
• Optionally, the medical examinations of labor medicine may be included, according to the laws in force

Special package for top management - health insurance with access to medical services in Europe, including Romania.

Benefits

• Fiscal facilities for employer - deductible within the limits of the Roman law;
• 10% discount for health care services for the insured’s dependents;
• Immediate access to the provided services;
• 021.9299 - Call Center 24 hours /24, 7 days/7, where a medical consultant is at the insured’s service with all the information concerning:
• the health care services included in the insurance;
• the programming of the health care services;
• the agreed health care service providers – addresses, working schedule, doctors, telephone;
• access to the emergency medical phone line;
• transfer to medical staff for medical counseling by phone.
• Retea de peste 500 clinici si spitale private si de stat la nivel national;
• Fara underwriting medical;
• Contract with the duration of 3 years;
• Flexibility of payment: the payment of the insurance premium may be annual or echeloned;
• The management of the entire medical process is in the charge of BCR Asigurari de Viata VIG and Medical Occupational together with the specialized staff of the partner clinics throughout the country;
• Easy, rapid and comfortable access to high-quality health care services, to high performance medical equipment and technologies;
• The treatments covered by the insurance will be paid by BCR Asigurari de Viata VIG directly to the agreed clinic, without involving costs incurred by the insured;
• Access to modern medical equipment and procedures, health care services at high standards;
• Comfort and time saving by the coverage of health care services at the national and international level without requiring the family doctor’s referral;
• Guarantee and security of services of an entire performant and dedicated medical system;
• Safety and trust.

FAQ

What is the voluntary health insurance for employees?

It is a health insurance which provides medical assistance for employed persons in over 500 private and state clinics and hospitals at national level

Is this insurance suitable for our company?

Yes, due to the fact that:

• It is fiscally deductible, within the limits of the Roman law;
• It is an efficient solution of HR management;
• Increases employees’ loyalty;
• Provides simple, fast and easy access of employees to high quality medical services and to high performance medical equipment and technologies.

Why is this insurance attractive?

• for the employer:
• fiscal facilities for the employer;
• no medical underwriting – group members are included in the insurance without any medical requirements and regardless of their health condition at the time the insurance is concluded.
• for the employees:

preventive and primary medical assistance:

• medical assistance in specialized clinical, paraclinical and dental ambulatory
• paraclinical and high performance investigations
• laboratory tests
• medical assistance
• diagnostic and therapeutic specialized services
• allowances for hospitalization in the private or public system
• special package for the top management – Health insurance with access to the medical services in Europe, including Romania
• 10% discount to medical services for the defendants of the insured employee.

Which is the duration of the insurance?

The insurance contract is concluded for three years.

I have several employees diagnosed with severe illness, can they benefit from a voluntary health insurance?

The conclusion of the health insurance does not require medical evaluation.

It can be accessed by anyone, no matter their health condition.

How does the health insurance work?

1. Analyze together with the BCR Asigurari de Viata VIG advisor the health insurance package;
2. Settle the number of insured employees for whom you want to conclude the health insurance;
3. Conclude the insurance contract;
4. Your employees are protected 24 hours/24 7 days / 7.

MEDOC network offers easy access, fast and comfortable high quality health services through a network of over 650 offices, clinics and hospitals across the country.

Based on the principle of "ensuring quality and accessibility of health services" MEDOC invested in three main directions: software dedicated network of medical providers, specialists with experience in the conception of medical solutions.

Medifon Call Center is 021.9299, available 24 hours/24 day, 7 days / 7 for scheduling medical services included in the health insurance and for information concerning the medical services program of its suppliers.